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Current Collateral Loan Rates for the State of California

Amount
Financed
Amount Financed + Interest
Month 1
Month 2
Month 3
Month 4
Grace Period
Add'l
Int Per MO
APR Percent
5.00
11.00
12.00
13.00
16.00
22.00
3.00
660.00
10.00
16.00
17.00
18.00
21.00
27.00
3.00
330.00
15.00
23.00
23.00
23.00
26.00
32.00
3.00
220.00
20.00
29.00
29.00
29.00
32.00
38.00
3.00
180.00
25.00
35.00
35.00
35.00
38.00
44.00
3.00
156.00
30.00
40.00
40.00
40.00
43.00
49.00
3.00
130.00
35.00
45.00
45.00
45.00
48.00
54.00
3.00
111.43
40.00
51.00
51.00
51.00
54.00
60.00
3.00
105.00
45.00
56.00
56.00
56.00
59.00
65.00
3.00
93.33
50.00
62.50
62.50
62.50
65.50
71.50
3.00
93.00
55.00
67.50
67.50
67.50
70.50
76.50
3.00
84.54
60.00
72.50
72.50
72.50
75.50
81.50
3.00
77.50
65.00
78.50
78.50
78.50
81.50
87.50
3.00
76.15
70.00
83.50
83.50
83.50
86.50
92.50
3.00
70.71
75.00
90.00
90.00
90.00
93.00
99.00
3.00
72.00
80.00
95.00
95.00
95.00
98.00
104.00
3.00
67.50
85.00
100.00
100.00
100.00
103.00
109.00
3.00
63.53
90.00
105.00
105.00
105.00
108.00
114.00
3.00
60.00
95.00
110.00
110.00
110.00
113.00
119.00
3.00
56.84
100.00
117.50
117.50
117.50
120.50
126.50
3.00
61.50
Amount
Financed
Amount Financed + Interest
Month 1
Month 2
Month 3
Month 4
Grace Period
Add'l
Int Per MO
APR Percent
105.00
122.50
122.50
122.50
125.50
131.50
3.00
58.57
110.00
127.50
127.50
127.50
130.50
136.50
3.00
55.91
115.00
132.50
132.50
132.50
135.50
141.50
3.00
53.48
120.00
137.50
137.50
137.50
140.50
146.50
3.00
51.25
125.00
143.50
143.50
143.50
146.63
152.75
3.13
51.91
130.00
148.50
148.50
148.50
151.75
158.00
3.25
50.19
135.00
153.50
153.50
153.50
156.88
163.25
3.38
48.62
140.00
158.50
158.50
158.50
162.00
168.50
3.50
47.14
145.00
163.50
163.50
163.50
167.13
173.75
3.63
45.79
150.00
170.00
170.00
170.00
173.75
180.50
3.75
47.50
155.00
175.00
175.00
175.00
178.88
185.75
3.88
46.22
160.00
180.00
180.00
180.00
184.00
191.00
4.00
45.00
165.00
185.00
185.00
185.00
189.13
196.25
4.13
43.87
170.00
190.00
190.00
190.00
194.25
201.50
4.25
42.79
175.00
195.00
195.00
195.00
199.38
206.75
4.38
41.79
180.00
200.00
200.00
200.00
204.50
211.00
4.50
40.83
185.00
205.00
205.00
205.00
209.63
217.25
4.63
39.94
190.00
210.00
210.00
210.00
214.75
222.50
4.75
39.08
195.00
215.00
215.00
215.00
219.88
227.75
4.88
38.28
200.00
220.00
220.00
220.00
225.00
233.00
5.00
37.50
Amount
Financed
Amount Financed + Interest
Month 1
Month 2
Month 3
Month 4
Grace Period
Add'l
Int Per MO
APR Percent
225.00
250.00
250.00
250.00
255.63
264.25
5.63
40.84
250.00
275.00
275.00
275.00
281.13
290.75
6.13
37.36
275.00
300.50
300.50
300.50
307.13
316.75
6.63
35.05
300.00
326.00
326.00
326.00
333.13
343.25
7.13
33.13
325.00
356.50
356.50
356.50
364.13
374.75
7.63
36.12
350.00
382.00
382.00
382.00
390.13
401.25
8.13
34.40
375.00
407.50
407.50
407.50
416.13
427.75
8.63
32.90
400.00
433.00
433.00
433.00
442.13
454.25
9.13
31.60
425.00
458.50
458.50
458.50
468.13
480.75
9.63
30.44
450.00
494.00
494.00
494.00
504.13
516.25
10.13
36.09
475.00
519.50
519.50
519.50
530.13
543.75
10.63
34.82
500.00
545.00
545.00
545.00
556.13
570.25
11.13
33.68
525.00
570.00
570.00
570.00
581.63
596.25
11.63
32.36
550.00
595.00
595.00
595.00
607.13
622.25
12.13
31.16
575.00
620.00
620.00
620.00
632.63
648.25
12.63
30.07
600.00
655.00
655.00
655.00
668.13
684.25
13.13
31.57
625.00
680.00
680.00
680.00
693.63
710.25
13.63
32.94
650.00
705.00
705.00
705.00
719.13
736.25
14.13
31.91
675.00
730.00
730.00
730.00
744.63
762.25
14.63
30.95
Amount
Financed
Amount Financed + Interest
Month 1
Month 2
Month 3
Month 4
Grace Period
Add'l
Int Per MO
APR Percent
700.00
755.00
755.00
755.00
770.13
788.25
15.13
30.06
725.00
780.00
780.00
780.00
795.63
814.25
15.63
29.23
750.00
805.00
805.00
805.00
821.13
840.25
16.13
28.45
775.00
830.00
830.00
830.00
846.63
866.25
16.63
27.73
800.00
865.00
865.00
865.00
882.13
902.25
17.13
30.80
825.00
890.00
890.00
890.00
907.63
928.25
17.63
30.05
850.00
915.00
915.00
915.00
933.13
954.25
18.13
29.34
875.00
940.00
940.00
940.00
958.63
980.25
18.63
28.67
900.00
965.00
965.00
965.00
984.13
1006.25
19.13
28.04
925.00
990.00
990.00
990.00
1009.50
1032.00
19.50
27.41
950.00
1015.00
1015.00
1015.00
1034.88
1057.75
19.88
26.80
975.00
1040.00
1040.00
1040.00
1060.25
1083.50
20.25
26.23
1000.00
1080.00
1080.00
1080.00
1100.63
1124.25
20.63
30.18
1050.00
1130.00
1130.00
1130.00
1151.38
1175.75
21.38
28.97
1100.00
1180.00
1180.00
1180.00
1202.13
1227.25
22.13
27.84
1150.00
1230.00
1230.00
1230.00
1252.88
1278.75
22.88
26.84
1200.00
1295.00
1295.00
1295.00
1318.63
1345.25
23.63
29.66
1250.00
1345.00
1345.00
1345.00
1369.38
1396.75
24.38
28.65
1300.00
1395.00
1395.00
1395.00
1420.13
1448.25
25.13
27.72
1350.00
1445.00
1445.00
1445.00
1470.88
1499.75
25.88
26.86
1400.00
1495.00
1495.00
1495.00
1521.63
1551.25
26.63
26.06
1450.00
1545.00
1545.00
1545.00
1572.38
1602.75
27.38
25.32
Amount
Financed
Amount Financed + Interest
Month 1
Month 2
Month 3
Month 4
Grace Period
Add'l
Int Per MO
APR Percent
1500.00
1610.00
1610.00
1610.00
1638.13
1669.25
28.13
27.63
1550.00
1660.00
1660.00
1660.00
1688.88
1720.75
28.88
26.88
1600.00
1710.00
1710.00
1710.00
1739.63
1772.25
29.63
26.18
1650.00
1760.00
1760.00
1760.00
1790.38
1823.75
30.38
25.52
1700.00
1810.00
1810.00
1810.00
1840.88
1874.75
30.88
24.86
1750.00
1860.00
1860.00
1860.00
1891.38
1925.75
31.38
24.24
1800.00
1930.00
1930.00
1930.00
1961.88
1996.75
31.88
26.98
1850.00
1980.00
1980.00
1980.00
2012.38
2047.75
32.38
26.33
1900.00
2030.00
2030.00
2030.00
2062.88
2098.75
32.88
25.72
1950.00
2080.00
2080.00
2080.00
2113.38
2149.75
33.38
25.14
2000.00
2130.00
2130.00
2130.00
2163.88
2200.75
33.88
24.58
2100.00
2250.00
2250.00
2250.00
2284.88
2322.75
34.88
26.41
2200.00
2350.00
2350.00
2350.00
2385.88
2424.75
35.88
25.35
2300.00
2450.00
2450.00
2450.00
2486.88
2526.75
36.88
24.38
2400.00
2550.00
2550.00
2550.00
2587.88
2628.75
37.88
23.49
2500.00+
The interest rate on loans over $2,500.00 are not regulated and can be negotiated between the Client and the Pawn Broker. The State loan period, all fees, and notice requirement still apply. The interest rate on loans over $2,500.00 are not regulated and can be negotiated between the Client and the Pawn Broker. The State loan period, all fees, and notice requirement still apply. The interest rate on loans over $2,500.00 are not regulated and can be negotiated between the Client and the Pawn Broker. The State loan period, all fees, and notice requirement still apply.


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